Steady income is the bank’s most important asset As high and stable as possible – this income gives almost green light when taking a loan from a bank. It is worth emphasizing, however, that only the income documented by the employer in the issued certificate is taken into account for the assessment of creditworthiness. This
Creditworthiness is one of the most important factors that decide, among others on granting a loan. The conditions for granting loans at different banks differ, however, the analysis of creditworthiness always appears. How to check your credit standing and how to take a loan? In the text we also suggest how to calculate your creditworthiness,
Borrowing is not bad in itself. On the contrary, it can be very helpful in crisis situations. Taken wisely, payday loans can be useful just in case of an emergency. Especially if we are able to return them quickly. When we can afford to pay off a larger amount gradually, it is worth considering an
Building mutual relationships is always important for service providers and consumers. It is no different in the case of the loan industry. It is obvious that customers want to use offers that meet their needs. In turn, non-bank institutions want to interest potential borrowers. However, for the cooperation to be successful, both parties must be
For more than two years, the interest rates charged by the banks as part of the company real estate have continuously declined. This historically exceptional situation was the consequence of the monetary policy conducted by the European Centrum Bank. To revive the European economy at half-mast, the ECB (European Centrum Bank) has significantly lower rates.
February 22, 2017 Sudden, unplanned events that heavily burden our wallet like to happen to everyone. Everyone was dealing with unplanned expenses, through which our financial balance is upset. Then the loan seems to be a good way out of a critical situation. However, there are times when we abuse the generosity of lenders and